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September 28, 2020

Skagit County Commissioners kick start Mortgage Assistance Program

Today, the Skagit County Board of Commissioners released application materials for a new mortgage assistance program to assist low-income homeowners impacted by the COVID-19 economic downturn. The application information is available at www.skagitcounty.net/Departments/Health. Applications must be hand delivered or mail to Skagit Public Health at:

Skagit County Public Health
700 South Second, Rm. 301
Mount Vernon, WA 98273

The mortgage assistance program is for homeowners who have lost income due to COVID-19 and are currently at 50 percent or below of Area Median Income. That is up to $2,617 per month for a household of two, or $3,267 per month for a household of four. Additional eligibility criteria can be found on the application. The program can assist with up to $6,000 in past due mortgage payments, excluding escrow payment.

“CARES Act funds have already helped a number of groups, but this is the first time in Skagit homeowners will be eligible for assistance,” said County Commissioner Ron Wesen. “As important as it is to help those who are experiencing homelessness or are renting and housing insecure, it’s also important to keep homeowners housed. We’re excited to be able to offer this program.”

“One of the best things we can do to prevent the COVID-19 pandemic from spiraling into any number of community crises is to keep people housed, preferably in their own, current homes,” said Commissioner Lisa Janicki. “Providing mortgage assistance for those who have lost income due to COVID-19 helps keep pressure off the rental market and emergency housing resources, keeps kids in secure, stable home situations and helps people continue to stay home and stay healthy. It’s vital we do this.”

Commissioner Ken Dahlstedt said, “COVID-19 has impacted all of us, though some more than others. Helping those who have lost income due to COVID-19 keep their homes will lessen the duration of this crisis.”

The program is offered on a first qualified, first served basis until November 23, 2020 or until funds are expended.
Skagit County continues to make investments using federal CARES Act funds, including the mortgage assistance program. The Skagit County Commissioners are planning further investments in the education and childcare sectors. This summer, the Commissioners allocated nearly $1,000,000 in small business assistance using CARES funding.

For more information including application materials, please visit www.skagitcounty.net/Departments/Health. If you have questions or need additional information please call Public Health at 360-416-1500.